Fórsa’s Salary Protection Scheme for Civil and Public Servants is administered by Cornmarket Group Financial Services Ltd. Fórsa’s salary protection (also known as income protection), is designed to provide you with a replacement income of up to 75% of your annual salary* if you’re ill or injured, and can’t work. It helps give financial security and peace of mind, at a time when you need it most.
| Your Scheme benefits** | Your Scheme enhancements*** |
|---|---|
| Disability Benefit | MyDoc – An online healthcare service |
| Death Benefit | Pink & Blue Power – Breast and Prostate Health Assessment & Education Programme |
| Full Specified Illness Benefit | A Breast Cancer Ireland Initiative |
| Partial Payment Specified Illness Benefit | Tax Return Service for Disability Benefit Claimants**** |
| Children’s Specified Illness Benefit | Will Service for Members |
It pays out!
With 96% of Disability Benefit claims paid in 2022, the numbers speak for themselves…
€2.5 million paid in Disability Benefit¹
€316,000 paid in Specified Illness Claims²
€1.2 million paid in Death Benefit³
For more information on the Scheme, please click here.
And here’s what Fórsa claimants are saying about Cornmarket and the Scheme.
“At a difficult time for me I was given so much consideration, my queries were dealt with efficiently and promptly, I can’t thank them enough for all the assistance I was given.”
“Excellent customer relations, knowledgeable, professional and empathetic. Highly recommended.”
“From the first phone call to Cornmarket, I felt that they heard where I was coming from – the follow up guided me through what I needed to do.”
Click here for detailed information on the Fórsa Salary Protection Scheme for Civil and Public Servants.
Terms and conditions
*Salary Protection provides a replacement income of up to 75% of your annual salary less any other income that you may be entitled to (e.g. half pay, Ill Health Early Retirement Pension, Temporary Rehabilitation Remuneration, State Illness Benefit or State Invalidity Pension). To be eligible to claim from the Scheme, you must meet the definition of disablement as defined in the policy document and exhaust the deferred period of the Scheme. Other terms, conditions and exclusions apply. For more information on the Scheme, please see cornmarket.ie/forsa.
**This is a summary of the key benefits available to members of the Scheme. Members of the Clerical Officer & Executive Grade Schemes prior to 1st June 2022 who have opted out of the Death Benefits, Specified Illness Benefits and Medical Immunity Benefit during the opt out period are not covered for those benefits. Please refer to the Scheme Summary Booklet for full details.
***MyDoc is provided by Health Hero. Breast Cancer Ireland initiative is provided by Breast Cancer Ireland. The booking website and GP/doctor service for Pink & Blue Power is managed by Full Health Medical. Tax Return Service is provided by Cornmarket’s Tax Return Service. Will Service is provided by lawonline.ie. These are not regulated financial products.
****You must be in receipt of Disability Benefit for at least 3 continuous months to be eligible for Cornmarket’s Tax Return Service (only available for claims admitted after 1st June 2022).
1 Source: New Ireland, February 2023, relating to 172 Disability Benefit claims submitted between 1st January 2022 to 31st December 2022.
2 Source: New Ireland, February 2023, relating to claims benefit paid for the Fórsa Salary Protection Scheme for Civil and Public Servants between 1st January 2022 to 31st December 2022.
3 Source: Cornmarket Claims Survey, based on Scheme claimants who received a decision between January 2021 and December 2022.
Cornmarket Group Financial Services Ltd. is regulated by the Central Bank of Ireland.
The Scheme was previously underwritten until 31st May 2025 by New Ireland Assurance Company plc.
New Ireland Assurance Company plc is regulated by the Central Bank of Ireland. A member of Bank of Ireland Group.
The Scheme is underwritten from 1st June 2025 by Irish Life Assurance plc.
Irish Life Assurance plc is regulated by the Central Bank of Ireland.